The moment you hand over your keys to your teenager you know that your life will never be the same again. They’ll be asking for those keys again and again. Whether you own a classic car that you value more than life itself or a runaround that gets you to work and back you know that the motor vehicle that you own is one of your most important assets. That’s why you need car insurance for teenagers.
We’ve all been young once and we know that the freedom of a motor vehicle can be one of the most intoxicating things on the face of the planet – the idea of putting your foot down and roaring into the sunset may not appeal to you, but you can bet your bottom dollar (and you actually will) that your young son or daughter has felt that impulse the moment they have that license in their hand.
So car insurance for teenagers is an absolute must. But what is the best approach?
If they’re going to be driving your car then you can take the simple approach and simply extend your insurance to cover them. Sure it’s going to cost that little bit more, but the peace of mind is well worth it.
If there is a new arrival in the household (and we’re not talking about a baby – (unless you’ve gone to the expense of buying your teenager that 57 corvette) then the insurance cost is going to cost a little more.
Check your policy if you’re going to add another vehicle – it’s quite possible that you can save a whole heap of cash by simple adding another vehicle to an existing policy, rather than taking another new policy.
If you haven’t claimed before then you could also be due for more savings – even if you’re adding another young driver to the policy.
If your policy isn’t as clean as a whistle (say you’ve had a fender bender in the last couple of years)then it might be a better idea to get a brand new policy for your teenager – but always check with your insurer first.
The bottom line is that no matter how responsible your teenager is there is no excuse not to insure – and insure for as much as you can – after all you remember how easy it was to put the pedal to the metal.Car Insurance For Students – Tips For Reducing Monthly Premiums
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